If you're a FinTech riding on a partner bank's rails, you know the rhythm: just as you finish one security review, another lands. The bank re-assesses. OSFI updates its expectations. A new partner needs their own diligence. And each one pulls your best engineers off the roadmap to reassemble the same evidence in a slightly different format.
This is the scramble tax, and it compounds. Every reactive response is time not spent building — and a stale control set gets flagged the moment expectations climb.
Why OSFI raises the stakes
OSFI's expectations — B-13, E-23 model risk, third-party risk, operational resilience — keep rising, and they flow downhill to you through your partner bank. When the bank tightens, your diligence tightens. Answering ad hoc means you're always a step behind the standard.
The next partner-bank review should be a shared link, not a fire drill.
The standing-evidence approach
Map your controls and artifacts once, maintain them continuously, and align them to B-13 and E-23 expectations. Then partner diligence and regulatory review draw from the same source of truth — and the next questionnaire is a link you send, not a project you staff.
How Security Assured helps
We build the standing evidence base and map it to OSFI E-23 and B-13, so every partner-bank review answers from proof you already have — not a scramble you start over each time.
Explore Compliant →The bottom line
Diligence isn't going to slow down. Your ability to answer it shouldn't either. Build the evidence base once, and turn every future questionnaire into a formality.